James Silver, Final Expense Agent
Lincoln Heritage Funeral Advantage. 

Before Lincoln, I retired from the USAF.  I also was an IT consultant for over 25 years. The only way for me to increase my income was to have to take on more and more clients.  I was running out of hours per day that I could work on someone else’s computers.  I had no residual income. To make more money, meant more clients, which meant more hours. I was praying for a chance.

I was also teaching a class on Debt Management at my church, FBCHP, I decided to pursue a career in Life Insurance.  After passing the Maryland State Life Insurance exam and obtaining a license in Maryland, I was contracted with another company. Even then, I still wasn’t making enough money.

Last year, I was introduced to the #1 Final Expense company in the country to help families to plan and pay for their final expenses through our numerous options.  Here I could make that residual income that I needed to make.

I’m now on a mission to financially change my life as well as the lives of client’s families.

As Final Expense Specialists, we are proud of the work we do because we are helping people in our communities plan for the worst times of a family’s life – and that’s rewarding work.

Too often our families find themselves scrambling when the death of a loved one occurs.  This creates a financial burden on family members who are left behind scrambling to come up with the necessary funds to cover the funeral costs.

Ultimately, this lack of planning causes families to fail to create a financial legacy, but instead leaves our loved ones with generational debt. This epidemic is affecting our Black communities at an alarming rate. We can help you plan and fund in advance with the resources and services that we provide. 

No matter if you have an underlying medical condition, such as cancer, COPD, diabetes, heart failure, high blood pressure, kidney failure, sickle cell, stroke, or even an organ transplant!! We can get you covered. We offer individual and family plans. We are leaving NO FAMILY BEHIND!

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